Everything salaried employees and freelancers need to understand, track, and grow their money.
💰
Salary By The Minute
Watch your earnings tick up in real time. See your gross, net, and taxes broken down per minute. Starts from January 1st — showing your true year-to-date earnings.
💸
Real Cost of Purchases
Add any purchase and instantly see how many hours — or days — of your life it actually costs. That $200 dinner? That's 4.2 hours of your time. See it differently.
🏆
Skip It & Win
Hit "Skip It" on any purchase and earn Wage Points. Build streaks. Unlock badges. See exactly what your skipped purchases would be worth at retirement — invested in the S&P 500.
📈
Future Value Calculator
Every purchase shows its future value if invested instead. Watch your decisions compound over time with a live growth chart — from now until retirement age.
🧾
Tax Breakdown
See exactly where your money goes — federal, state, Social Security, Medicare — all broken down clearly. Know your real effective tax rate and true take-home pay.
PRO
📋
1099 Income Tracker
Freelancers and contractors — track income by quarter, log expenses by category, record mileage at IRS rates, and generate PDF reports to send straight to your CPA.
🔥
Saving money should feel like a game
Build daily streaks. Earn Wage Points. Unlock badges. Level up from Wage Watcher to WageTrax Legend. The more you skip, the more you win.
💼 Wage Watcher
💰 Budget Builder
📈 Smart Saver
🏦 Wealth Warrior
🚀 Financial Freedom
👑 WageTrax Legend
Simple Pricing
Start free. Upgrade when ready.
Free Forever
$0
No credit card required
✓Live salary ticker (YTD)
✓Real cost of purchases
✓Future value calculator
✓Tax breakdown by state
✓Income tracking (1099)
✓Streak & gamification
✓Wage Points & badges
MOST POPULAR
WageTrax Pro
$6.99
/month
or $69.99/year — save $13.89
Everything in Free, plus:
✓Full expense tracking
✓Custom expense categories
✓Mileage log (IRS rate)
✓Receipt photo uploads
✓PDF quarterly reports
✓Send to CPA button
✓Quarterly tax reminders
✓+100 WP on affiliate signups
Auto-renews until cancelled · Cancel anytime · Secure payments via Stripe
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Signed In!
Taking you to your dashboard...
SALARY BY THE MINUTE
powered by wagetrax
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Your Details
Enter your details below. Once inside, add your income in the 1099/Salary Tracker tab and your ticker will calculate automatically.
SALARY BY THE MINUTE
powered by wagetrax
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PRO
💵 Earned so far this year (gross)
$0.00
Calculating...
Per minute (gross)
—
Tax / minute
—
Yours (net/min)
—
Gross YTD
—
Tax YTD
—
Net YTD
—
🔥
0
Day Streak
💼 Wage Watcher0 / 500 WP
0 WP
Wage Points
💰 Total Pending Purchases
$0
Select Bought It or Skip It to see the future compounded value of the decision!
🌟 Add a Splurge — big wants ($100+)
🍕 Add a Bite-Size — small wants
🛒Add a purchase to see how many hours of your life it costs.
📈 Future Value if Invested in S&P 500
Total Invested
$0
All purchases
Future Value
$0
—
Growth Multiple
—
Times your money
📈Add purchases above to see their future investment value.
💡 How Skipped Purchases work: When you add a purchase and hit "Skip It!" instead of buying it, it moves here. We track what you saved AND what that money would grow to by retirement if invested in the S&P 500. Every skip earns Wage Points and keeps your streak alive.
Total Skipped
$0
0 purchases skipped
Compounded Savings at Retirement
$0
🏅 Badges
Skipped Purchases
💪Add a purchase above then hit "Skip It!" to start building your wins!
💸 Purchases Completed shows everything you marked as "Bought It". See how much you've spent and what that money could have compounded to at retirement — a powerful reminder for next time.
Completed Purchases
🛍Purchases you mark as "Bought It" will appear here.
💰 Investment Growth Calculator
Enter your current portfolio, planned contributions, and expected return to see your future wealth.
Current Portfolio
Stocks grow at your rate below · Cash included at face value (no growth) · Real estate appreciates at 2%/yr
🔒 Private Company Investments
Added to your portfolio today at cost basis. Expected exit value added to future total — no compounding.
Growth Settings
Starting Portfolio
$0
Your total today
Future Value
$0
In 20 years
Total Gain
$0
From growth + contributions
Growth Multiple
—
Times your money
Total Contributed
$0
Your additional deposits
Private Co. Exit Value
$0
Expected exits (no compound)
💰 Income — FREE
💵Add your income entries above.
📊 How this is calculated: Based on your logged so far this year. WageTrax projects your full-year rate based on your daily earnings pace, then calculates taxes on that projected annual income. Actual taxes owed depend on your final year-end income.
Projected Annual
—
Based on your earnings pace
Total Tax (Est.)
—
—
Net Annual (Est.)
—
Projected take home
Net / Minute
—
During work hours
Take-home—
Tax Breakdown (estimated, based on projected annual income)
⚠️ These are estimates only. Consult a tax professional for accurate tax advice.
SALARY BY THE MINUTE
powered by wagetrax
⚡
WageTrax Pro
Unlock the full power of your financial life.
FLEXIBLE PLAN
Monthly
$6.99
per month
BEST VALUE
Annual
$69.99
per year
Save $13.89 vs monthly
Everything in Pro
Full expense tracking with categories
Custom expense categories
Mileage log with IRS auto-calculation
Receipt photo uploads (unlimited)
PDF quarterly report generator
Send report to your CPA
Combined W2 + 1099 dashboard
Quarterly tax due date reminders
+100 Wage Points on affiliate signups
Priority support
Auto-renews until cancelled. Cancel anytime in Settings. Secure payments powered by Stripe.
SALARY BY THE MINUTE
powered by wagetrax
Settings
👤 Personal Information
👋 Please complete your profile — required once.
Your information is private and never shared or sold.
💼 Salary Profile
Base ticker on my 1099 income
When checked, your salary ticker will use your annualized 1099 income from the tracker instead of the salary entered below. Great for freelancers with variable income.
🔐 Account
⚡ Subscription
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